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Collect payments anywhere, anytime

Our payment gateway helps businesses to easily collect payments with low fees and no hidden charges. You can save costs when you accept payments with Fincra.

Payment solutions for every business

For every business, every customer

With Fincra, your customers can pay you with a secure payment gateway via;

  • Debit/Credit Cards
  • Bank Transfers
  • M-Pesa
  • Mobile Money
  • PayAttitude

Payment gateway to global commerce

Issue and manage multicurrency accounts in USD and EUR.

Send payments with Fincra Pay-out

With a single API integration or via the Fincra merchant dashboard, you can make transfers through different payment methods, including: 

  • Local and International Bank Transfer
  • Mobile Money Transfer
  • Fincra Balance to Balance transfer
  • Cash pick-ups (Coming soon)

Receive payment from anywhere on the internet

Designed for Developers

We’ve done the heavy lifting of connecting different banks, wallets, currencies, currency conversion services & payment methods, so you can connect your financial world with one API.

Featured APIs

Checkout API
Virtual Account API
Pay-Out API
Conversions API
Why Fincra?

Fincra provides payment solutions to accept payments securely, make payouts globally and scale your business across borders.

Responsive Support

Fincra offers its merchants dedicated account managers ranging from technical to relationship managers

Easy Integration

One API for offline and online payments processing across 150+ countries

Licensed and Certified

Fincra is certified by the highest compliance standards across its operational countries and regions

Monitor Your Business

In-depth dashboards and analytics give visibility over every aspect of the payment experience

Continuous Improvement

We’ve done 100 integrations and counting, while we ship over 100 features & improvements yearly

Scalable and Reliable

Fincra's systems operate with 99.95% uptime and guarantee scalability as your business grows

Payment infrastructure for global scale

Millions of API Requests Monthly

Our infrastructure handles millions of API requests monthly

50+ Currencies

Fincra supports transactions in USD, EUR, GBP, KES, NGN, GHS and many more


99.95% Uptime

Service uptime since January 2022 with month on month consistency

40+ Countries

Get paid like a local with local payment channels in more than 40 countries