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Payments Infrastructure for innovative fintechs

With Fincra, fintechs and financial institutions can offer payment services without building from scratch. 

Go to market with your financial services in record time

Quickly build simple financial applications and offer the best payment solutions to customers with easy-to-integrate APIs. Use Fincra payment gateway solution in your App or website to simplify payment for your customers.

Allow your customers to make payment online

Integrate our Pay-In API into your platform for a seamless payment experience. Our API powers fintechs and financial institutions to make collections through cards, bank transfers, or and more; create and issue virtual accounts in EUR, GBP & NGN to seamlessly receive one-time and recurring payments.

Disbursement, money transfer and payroll management

Fincra Pay-Out API allows the bulk capability for payout to different countries and currencies. Allow payroll companies to facilitate payments across Africa and make cross-currency and single-currency payouts.

Easy management for users

Power fintechs and financial institutions to provide account management capabilities for customers. This API allows platforms to handle the various aspects of subaccount logistics. Use Fincra Transactions Management API to manage all customer transactions and Balance Management API to manage wallet balances.

Complete transparency

Our Quote generation API gives you real-time payout rates to all supported currencies. Make currency conversions in supported currencies with Conversion API and allow for quick settlement of the equivalent of the currency converted to be settled in your wallet following a successful conversion.

Know your customers

Fincra Identity Verification API lets you quickly validate and verify your customers’ identities. Use Verification API to verify the authenticity of customers, while BVN resolution API allows you to validate the BVN of customers while performing Know-Your-Customer checks in Nigeria.

Our APIs give you access to all the resources you need to carry out seamless payment activities from your platform, including creating and maintaining virtual accounts in available currencies, making payouts to different beneficiaries, and receiving payments across different channels and methods.