Fair and transparent pricing

We offer the best rates ad only charge a small fee for payouts to bank accounts and mobile money wallets; there are no extra costs or hidden fees.

Virtual bank account fees

Bank Account issuing

Access to local bank accounts for easy and secure payment collections.

Category
Fee
USD Bank Account issuing (for B2B payment flows for businesses with estimated $5m monthly volume and above)
2000 USD
GBP/EUR Virtual Bank Account Issuing (For Collections) for Corporates
1000 USD
GBP/EUR Virtual Bank Account Issuing (For Collections) for Individuals
Free

Top-up fees

Top-Up Fees

Top-up your Fincra wallet in various available currencies.
Funding your wallet is free.

Currency
Method
Cost
usd USD (SWIFT)
Bank Transfer
0.1%
gbp GBP (FAST, BACS, SWIFT)
Bank Transfer
0.1% (10 GBP Minimum)
gbp GBP (CHAPS)
Bank Transfer
0.1% (25 GBP Minimum)
ngn NGN
Bank Transfer
Free
eur EUR (SEPA, SEPA Inst, SWIFT)
Bank Transfer
0.1% (10 EUR Minimum)

Collection fees

Collect payments from your customers locally

Fees are determined by the payment method and the currency being charged for the collection.

Currencies
Method
Fees
usd Dollars (USD)
Bank Transfer
1%
ngn Nigerian Naira (NGN)
Pay with Transfer
1.4% (Capped at 2000)
gbp British Pounds (GBP)
Pay with Transfer (FAST, BACS)
1.0% (10 GBP Minimum)
gbp British Pounds (GBP)
Pay with Transfer (CHAPS)
1.0% (25 GBP Minimum)
eur EURO (EUR)
Pay with Transfer (SEPA, SEPA Inst)
1.0% (10 EUR Minimum)

Payout Fees

Make Payouts Internationally

Make secure and easy international payouts. Payout fees are charged based on the currency and supported payment scheme.

Mobile money wallets
Currencies
Method
Fees
ghs GHS
Airtel, Momo
2%
kes KES
Mpesa, Airtel
3.5%
Bank Account
Currencies
Method
Fees
usd USD
SWIFT, ACH
$100
gbp GBP
FAST, CHAPS, SWIFT
1%
eur EUR
SEPA, SEPA Inst, SWIFT
1%
ghs GHS
None
12 GHS
kes KES
None
200 KES
ngn NGN
NIP
100 NGN
zar ZAR
None
30 ZAR
Remittance Payouts (Prefunding in USD, EUR, GBP, NGN, KES
Country
Mobile Money
Bank Accounts
Argentina
$3
$3
Benin
$3
$3
Botswana
$3
$3
Brazil
$3
$3
Burundi
$3
$3
Cameroon
$3
$3
Congo, Brazza
$3
$3
Congo, DR
$3
$3
Cote D'voire
$3
$3
Ethiopia
$3
$3
Ghana
$2
12 GHS
Kenya
$3
$3
Malawi
$3
$3
Mexico
$3
$3
Mozambique
$3
$3
Niger
$3
$3
Nigeria
$3
100 NGN
Rwanda
$3
$3
Senegal
$3
$3
SouthAfrica
20 ZAR
20 ZAR
Tanzania
$3
$3
Uganda
$3
$3
Zambia
$3
$3
Zimbabwe
$3
$3

Safety and security guaranteed

  • We take security seriously at Fincra. All funds are safe and can be accessed for transactions at any time.

    We take security seriously at Fincra. All funds are safe and can be accessed for transactions at any time.

  • World-class security and encryption to protect all data from any form of fraud.

    World-class security and encryption to protect all data from any form of fraud.

  • We establish and adhere to AML/CFT policies, and we have an in-house compliance team that conducts periodic audits and consistently implements industry security benchmarks.

    We establish and adhere to AML/CFT policies, and we have an in-house compliance team that conducts periodic audits and consistently implements industry security benchmarks.

Safety and security guaranteed - Fincra