Fair and transparent pricing

We offer the best rates ad only charge a small fee for payouts to bank accounts and mobile money wallets; there are no extra costs or hidden fees.

Virtual bank account fees

Bank Account issuing

Access to local bank accounts for easy and secure payment collections.

Category
Fee
USD Bank Account issuing (for B2B payment flows for businesses with estimated $5m monthly volume and above)
2000 USD
GBP/EUR Virtual Bank Account Issuing (For Collections) for Corporates
1000 USD
GBP/EUR Virtual Bank Account Issuing (For Collections) for Individuals
Free

Top-up fees

Top-Up Fees

Top-up your Fincra wallet in various available currencies.
Funding your wallet is free.

Accepted Currency
Payout Method
Fee
USD icon USD
SWIFT
1%
GBP icon GBP (FAST, BACS, SWIFT)
Bank Transfer
0.1% (10 GBP Minimum)
GBP icon GBP (CHAPS)
Bank Transfer
0.1% (25 GBP Minimum)
NGN icon NGN
Bank Transfer (Local)
Free
EUR icon EUR (SEPA, SEPA Inst, SWIFT)
Bank Transfer
0.1% (10 EUR Minimum)

Collection fees

Collect payments from your customers locally

Fees are determined by the payment method and the currency being charged for the collection.

Accepted Currency
Top Up Method
Fee
USD icon USD
SWIFT
1%
GBP icon GBP (FAST, BACS, SWIFT)
Bank Transfer
0.1% (10 GBP Minimum)
GBP icon GBP (CHAPS)
Bank Transfer
0.1% (25 GBP Minimum)
NGN icon NGN
Bank Transfer (Local)
Free
EUR icon EUR (SEPA, SEPA Inst, SWIFT)
Bank Transfer
0.1% (10 EUR Minimum)

Payout Fees

Make Payouts Internationally

Make secure and easy international payouts. Payout fees are charged based on the currency and supported payment scheme.

Mobile money wallets
Accepted Currency
Top Up Method
Fee
GHS icon GHS
Airtel, Momo
2%
KES icon KES
Mpesa, Airtel
3.5%
Bank Account
Accepted Currency
Top Up Method
Fee
USD icon USD
SWIFT, ACH
1.0% (10 USD Minimum)
GBP icon GBP
SEPA, SEPA Inst, SWIFT
1%
EUR icon EUR
SEPA, SEPA Inst, SWIFT
1%
GHS icon GHS
None
1.4% (Capped at 2000)
KES icon KES
None
200 KES
NGN icon NGN
NIP
100 NGN
ZAR icon ZAR
None
30 ZAR
Remittance Payouts (Prefunding in USD, EUR, GBP, NGN, KES
Country
Mobile Money
Bank Accounts
Argentina
$3
$3
Benin
$3
$3
Botswana
$3
$3
Brazil
$3
$3
Burundi
$3
$3
Cameroon
$3
$3
Congo, Brazza
$3
$3
Congo, DR
$3
$3
Cote D'voire
$3
$3
Ethiopia
$3
$3
Ghana
$2
12 GHS
Kenya
$3
$3
Malawi
$3
$3
Mexico
$3
$3
Mozambique
$3
$3
Niger
$3
$3
Nigeria
$3
100 NGN
Rwanda
$3
$3
Senegal
$3
$3
SouthAfrica
20 ZAR
20 ZAR
Tanzania
$3
$3
Uganda
$3
$3
Zambia
$3
$3
Zimbabwe
$3
$3

Safety and security guaranteed

  • We take security seriously at Fincra. All funds are safe and can be accessed for transactions at any time.

    We take security seriously at Fincra. All funds are safe and can be accessed for transactions at any time.

  • World-class security and encryption to protect all data from any form of fraud.

    World-class security and encryption to protect all data from any form of fraud.

  • We establish and adhere to AML/CFT policies, and we have an in-house compliance team that conducts periodic audits and consistently implements industry security benchmarks.

    We establish and adhere to AML/CFT policies, and we have an in-house compliance team that conducts periodic audits and consistently implements industry security benchmarks.

Safety and security guaranteed - Fincra