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Send money quick and easy via our API or portal

Cross Currency Payouts

Transfer funds from one currency to another currency using Fincra


Same Currency Payouts

Movement of funds within the same currency


Pay-Out Methods

  • Bank Accounts Transfer
  • Mobile Money Transfer
  • Fincra Account to Account transfer
  • Cash pick-ups (Coming soon)

Simplify your payouts

Pay-Out Supporting Features

Our payout network is available across 150+ countries. Without any hidden fees you can:

Make single and cross currency payouts in different supported currencies via API or dashboard.

Prefund your wallet in currencies such as EUR, GBP, USD, GHS, KES, NGN, ZAR for remittances and local transfers.

Integrate Fincra payout API to pay salaries, businesses, individuals, traders, and customers on your platform in real time.

Be assured that your data and funds are safe. Our world-class security and encryption ensure that every data is safe from fraud.

Ensure funds arrive in beneficiary accounts swiftly

Be assured of complete transactions with no delay.

How It Works


Fund your account in minutes

Add funds from your bank to your Virtual account.

Select the type of payout

One-time Pay-Out, Pay-Out to a beneficiary, Pay-Out to a Fincra balance or Pay-Out to self

Set up Pay-Out details

Currency you're sending to the beneficiary, currency you want the beneficiary to receive the Pay-Out in, and the beneficiary's details

Send Pay-Out via API or dashboard

Beneficiary receive funds without delay


Starts at

₦5 capped at ₦50

dependent on the Pay-Out channel

Security and Compliance Focus

PCI DSS Level 1

Fincra is PCI DSS certified

PSSP Certified

Fincra is a licensed Payment Service Solution Provider

NDPR Certified

We abide strictly to the Nigerian Data Protection Regulation


Seamless Know Your Customer and AML checks

MSB Canada

Fincra is is a licensed Money Service Business in Canada

MFB Nigeria

Fincra was issued its Microfinance Bank license in Nigeria

ISO 27001 and 22301

We are ISO certified for 27001 and ISO 22301

EMI License

Agents of EMIs in UK & all of EU

The complete payment solution


For quick and seamless payment collection via cards, bank transfers etc., from individuals or businesses in the UK, EU, US, Nigeria and other African countries.


Easy payouts to beneficiaries across 100+ countries through any of the available payout methods.


Our Utilities API offers merchants a simple, fast and easy way to process bill payments such as airtime & data, electricity/energy payments and cable TV subscription.