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Scale with Fincra's APIs

Fincra’s Identity Management APIs simplify and quicken the KYC process for fintechs, helping them to validate users quickly and scale. Integrate today and make your KYC process easier and more efficient.

Eliminate payment errors

Fincra’s Identity Management services offer Account Verification API for merchants to verify the authenticity of a customer’s account number before making a payment, ensuring that the payment is routed to the correct beneficiary. This API eliminates the risk of payment errors and fraud, providing a secure and seamless experience for both merchants and customers.

Seamless integration with Fincra's exceptional support

Fincra’s API allows for easy integration with your existing system. Fincra has an excellent, dedicated support team well-versed in API integration and ready to assist if you encounter any technical difficulties or have any questions.

Unlock the power of our APIs with comprehensive documentation

We’ve made it our mission to connect Africa’s payment infrastructure with robust, reliable, easy-to-integrate APIs.

Security and Compliance Focus

PCI DSS Level 1

Fincra is PCI DSS certified

PSSP Certified

Fincra is a licensed Payment Service Solution Provider

NDPR Certified

We abide strictly to the Nigerian Data Protection Regulation


Seamless Know Your Customer and AML checks

MSB Canada

Fincra is is a licensed Money Service Business in Canada

MFB Nigeria

Fincra was issued its Microfinance Bank license in Nigeria

ISO 27001 and 22301

We are ISO certified for 27001 and ISO 22301

EMI License

Agents of EMIs in UK & all of EU

The complete payment solution


For quick and seamless payment collection via cards, bank transfers etc., from individuals or businesses in the UK, EU, US, Nigeria and other African countries.


Easy payouts to beneficiaries across 100+ countries through any of the available payout methods.


Our Utilities API offers merchants a simple, fast and easy way to process bill payments such as airtime & data, electricity/energy payments and cable TV subscription.