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Collect payments in KES, NGN, GHS and more

Fincra has everything you need, from multicurrency accounts to no-code Pay-In options, for collecting payments across Africa and globally.

Collect payments seamlessly with Fincra Pay-In

With Fincra, your customers can pay you via these channels:

  • Debit/Credit Cards
  • Bank Transfer
  • M-Pesa
  • Mobile Money
  • POS Terminal
  • PayAttitude

Collect payments with Multicurrency Virtual Accounts

With Fincra Checkout, your customers can pay you via:

  • Debit/Credit Cards
  • Bank Transfer
  • PayAttitude

Create link, share, and accept payments from anywhere

Selling online with Fincra Payment Link takes just these simple steps:

  • Sign up on Fincra
  • Create a link to sell a product or service. Links can be customizable and shared to as many customers as you wish
  • Share the link with your customers through different channels online
  • Receive funds into your Fincra balance as soon as payment is made

Reduce customer wait times for in-person transactions with Fincra POS Terminals

Fincra POS terminal supports different transactions including:

  • Card withdrawals
  • Bank Transfers
  • VAS – Airtime Top-up, DSTV, Cable recharge, Electricity recharge
  • Pay with transfer
  • Wallet-to-Wallet transfer
  • Deposit (Fund wallet)

Send payments with Fincra Pay-out

With a single API integration or via the Fincra merchant dashboard, you can make transfers through different payment methods including: 

  • Bank Accounts Transfer
  • Mobile Money Transfer
  • Fincra Balance to Balance transfer
  • Cash pick-ups (Coming soon)
Designed for Developers

We’ve done the heavy lifting of connecting different banks, wallets, currencies, currency conversion services & payment methods, so you can connect your financial world with one API.

Featured APIs

Core Payment APIs

APIs to enable Pay-In and Pay-Outs locally and internationally

Terminal APIs

APIs and SDKs for powering point-of-sale solutions for in-person payments

Utility APIs

APIs for Airtime and Data, Bills and other Utility Payments

Conversions API

Converting one currency to another is quick, easy, and seamless using Fincra.

Why Fincra?

Fincra provides payment solutions to accept payments securely, make payouts globally and scale your business across borders.

Responsive Support

Fincra offers its merchants dedicated account managers ranging from technical to relationship managers

Easy Integration

One API for offline and online payments processing across 150+ countries

Licensed and Certified

Fincra is certified by the highest compliance standards across its operational countries and regions

Monitor Your Business

In-depth dashboards and analytics give visibility over every aspect of the payment experience

Continuous Improvement

We’ve done 100 integrations and counting, while we ship over 100 features & improvements yearly

Scalable and Reliable

Fincra's systems operate with 99.95% uptime and guarantee scalability as your business grows

Payment infrastructure for global scale

Millions of API Requests Monthly

Our infrastructure handles millions of API requests monthly

50+ Currencies

Fincra supports transactions in USD, EUR, GBP, KES, NGN, GHS and many more

99.95% Uptime

Service uptime since January 2022 with month on month consistency

40+ Countries

Get paid like a local with local payment channels in more than 40 countries