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The ultimate in-person payment solution 

Transform your business with Fincra POS Terminal. Boost customers’ loyalty with a fast, secure, and convenient in-person payment experience. 

More than a POS

You can do much more than just card transactions with your point-of-sale devices. Fincra POS Terminal offers a variety of payment methods, including Pay with Transfer. This allows customers to select the payment method that is most convenient for them.

Payment methods

  • Cards
  • USSD
  • Bank Transfer

Quick in-person sales 

We understand the difficulties associated with offline payments for businesses and developed our POS Terminal with them in mind to improve retail businesses. Receive payments and print receipts as quickly as possible to reduce customer wait time. 

Optimise your business operations 

Fincra POS Terminal comes with new and improved technology that offers high-speed connectivity and reliable performance. Our POS Terminal is quick and easy to install, perfect for busy retail environments and also to increase operational efficiency in brick-and-mortar businesses. 

Insights for business growth 

Fincra’s POS Terminal solution provides an intuitive dashboard that displays real-time transactions, reporting and analytics from all POS pay points to help you understand your customers better and make smarter business decisions based on patterns and trends.

Easily Customisable

Our white-label solution for Fincra POS Terminal allows developers and businesses to build custom apps specifically for their brand needs. For example; 

  • Customise the design and content of customers’ receipt tailored to reinforce the brand of the business. 
  • Add logos, brand colour schemes, and other branding elements. 
  • Custom receipts with personalised messages and offers that are tailored to the customer’s interests.
  • Business in logistics & mobility, travel & hospitality, etc., can create a menu on POS devices to manage supplemental payments. Passengers can pay for excess luggage, transit buses, tickets etc., with the devices deployed at different locations.

Increase profitability

There’s no guess working. Fincra POS Terminal gives insights into important metrics such as sales volume, transaction frequency, customer demographics, average purchase size, etc., to help inform strategies and drive sales. 

Improve last-mile delivery efficiency 

Deliver goods to your customers’ doorsteps without a hiccup in the delivery process. Fincra POS Terminal provides various payment collection options -via cards and bank transfers to optimise e-commerce delivery and drive customer satisfaction. 

Quick access to your funds 

Once you’ve made a sale, you would want your money available to you quickly to run your business. Fincra grants you quick access to your money wherever it settles. 

Excellent support

Our team of specialists is ready and waiting to help you with POS Terminal setup, management and any other issues to help keep your business growing. We are available by live chat, email, Slack, Skype and phone. 

We built the infrastructure, so you don’t have to

Fincra offers a robust suite of payment solutions to help your business grow. Our online and offline payment solutions allow businesses to accept payments securely, send payouts and provide financial services to their customers. 

Security and Compliance Focus

Fincra operates with the highest level of security and compliance required of a payments infrastructure.

PCI DSS Level 1

Fincra is PCI DSS certified

PSSP Certified

Fincra is a licensed Payment Service Solution Provider

NDPR Certified

We abide strictly to the Nigerian Data Protection Regulation


Seamless Know Your Customer and AML checks

MSB Canada

Fincra is is a licensed Money Service Business in Canada

MFB Nigeria

Fincra was issued its Microfinance Bank license in Nigeria

ISO 27001 and 22301

We are ISO certified for 27001 and ISO 22301

EMI License

Agents of EMIs in UK & all of EU

The complete payment solution

Fincra helps businesses across Africa with solutions-via merchant dashboard, APIs and white labelling- to send and receive money locally, internationally, online and offline. 


For quick and seamless payment collection via cards, bank transfers etc., from individuals or businesses in the UK, EU, US, Nigeria and other African countries.


Easy payouts to beneficiaries across 100+ countries through any of the available payout methods.

Agency Banking

APIs, SDKs and a White-labelled platform for businesses and financial institutions to launch their branchless strategy.

Pos Terminals

Point of sales (POS) terminals for seamless and fast in-person payments.


Our Utilities API offers merchants a simple, fast and easy way to process bill payments such as airtime & data, electricity/energy payments and cable TV subscription.