Payments Infrastructure for Fintechs, Platforms & Global Businesses

Fincra provides payments solutions that enable you to accept payments securely, make payouts globally and scale your business across borders.

Pay with Fincra - Fincra accept payments
Accept payments from customers across the globe - Fincra

Fincra enables you to provide your customers with a seamless payment experience. We eliminate the challenges associated with traditional payment processing methods.

Gain access to secure and dependable payment solutions through a simple API integration to scale across different markets while maintaining control over your application and user experience.
For Fintechs

Gain access to secure and dependable payment solutions through a simple API integration to scale across different markets while maintaining control over your application and user experience.

Collect payments from your customers and partners through named bank accounts in supported local currencies within Europe, Africa, US, UK and other countries.
For Businesses

Collect payments from your customers and partners through named bank accounts in supported local currencies within Europe, Africa, US, UK and other countries.

Save development costs and innovate by accessing Fincra’s secure infrastructure to build the best cross-border payment solutions for businesses and customers within your ecosystem.
For Developers

Save development costs and innovate by accessing Fincra’s secure infrastructure to build the best cross-border payment solutions for businesses and customers within your ecosystem.

Collections

Accept payments locally and internationally

Collect payments from individuals or businesses in UK, EU, Nigeria, US, and other African countries using Fincra's payment portal or by integrating our collections API into your application. We provide a cheaper method of collecting payments, as well as the ability to settle these payments dynamically in multiple currencies.

Send money to bank accounts and mobile money wallets - Fincra
  • Accept payments from international customers with virtual named accounts in GBP, EUR & NGN and settle payments without hidden fees.

    Accept payments from international customers with virtual named accounts in GBP, EUR & NGN and settle payments without hidden fees.

  • Be assured that you and your customers are in safe hands. Our world-class security and encryption ensure that every data is safe from fraud.

    Be assured that you and your customers are in safe hands. Our world-class security and encryption ensure that every data is safe from fraud.

  • Offer a better payment experience for both your customers and their customers by integrating our collections API into your payment flows.

    Offer a better payment experience for both your customers and their customers by integrating our collections API into your payment flows.

  • Be assured of complete transactions at the best rates with no delay.

    Be assured of complete transactions at the best rates with no delay.

  • Receive funds from customers directly to your Fincra wallet in all supported currencies.

    Receive funds from customers directly to your Fincra wallet in all supported currencies.

Payouts

Make mass payouts through Fincra API.

We provide our payout network to fintechs, financial institutions, and businesses so that they can send money to bank accounts and mobile money wallets in KES, NGN, GHS, ZAR as well as EUR, GBP, and USD. Our mass payout network is active in 7 currencies across 100+ countries. Without any hidden fees you can:

Send money to bank accounts and mobile money wallets - Fincra
  • Access our merchant portal for automatic single and cross currency payouts in different supported currencies. We will handle all the complexities.

    Access our merchant portal for automatic single and cross currency payouts in different supported currencies. We will handle all the complexities.

  • Prefund your wallet in EUR, GBP, USD, GHS, KES, NGN, for cross-border remittances and domestic payments and send money to multiple countries and currencies.

    Prefund your wallet in EUR, GBP, USD, GHS, KES, NGN, for cross-border remittances and domestic payments and send money to multiple countries and currencies.

  • Disburse mass local and international payouts to beneficiaries without hassle. Leverage our API or Merchant portal to send money across the world.

    Disburse mass local and international payouts to beneficiaries without hassle. Leverage our API or Merchant portal to send money across the world.

  • Ensure funds arrive in beneficiary accounts swiftly by leveraging our streamlined and automated payments technology.

    Ensure funds arrive in beneficiary accounts swiftly by leveraging our streamlined and automated payments technology.

  • Integrate our payout API to pay salaries, businesses, suppliers, individuals, traders, and customers on your platform in real time.

    Integrate our payout API to pay salaries, businesses, suppliers, individuals, traders, and customers on your platform in real time.

  • Be assured that you and your customers are in safe hands. Our world-class security and encryption ensure that every data is safe from fraud.

    Be assured that you and your customers are in safe hands. Our world-class security and encryption ensure that every data is safe from fraud.

  • Monitor and get reports of all transactions carried out via the portal or API.

    Monitor and get reports of all transactions carried out via the portal or API.

Accounts

Accounts to collect, payout and settle payments in your business name.

Accept local and international payments through fast and secure payment methods, such as NIBSS, SEPA, SEPA Instant SWIFT, FASTER, CHAPS and more. With Fincra accounts you can:

Send money to bank accounts and mobile money wallets - Fincra
  • Get a named bank account in USD, EUR, GBP & NGN for your business for seamless payment collections and receivables.

    Get a named bank account in USD, EUR, GBP & NGN for your business for seamless payment collections and receivables.

  • Scale across multiple markets by integrating virtual accounts API to provide your customers with local accounts in EUR, GBP & NGN that enables them to collect money easily.

    Scale across multiple markets by integrating virtual accounts API to provide your customers with local accounts in EUR, GBP & NGN that enables them to collect money easily.

  • Offer a cheaper way for your customers to receive funds from senders in USD, EUR or GBP without the sender having to sign up on our platform.

    Offer a cheaper way for your customers to receive funds from senders in USD, EUR or GBP without the sender having to sign up on our platform.

  • Eliminate the burden of hidden or unfair fees and deductions associated with traditional international payment collections.

    Eliminate the burden of hidden or unfair fees and deductions associated with traditional international payment collections.

  • Be assured that you and your customers are in safe hands. Our world-class security and encryption ensure that every data is safe from fraud.

    Be assured that you and your customers are in safe hands. Our world-class security and encryption ensure that every data is safe from fraud.

  • Be assured of complete transactions with no delay.

    Be assured of complete transactions with no delay.

FINCRA APIs
Send money to bank accounts and mobile money wallets - Fincra

Get access to a wide variety of Global payment APIs to power your apps

Send money to bank accounts and mobile money wallets - Fincra

Virtual Bank Accounts API

Send money to bank accounts and mobile money wallets - Fincra

payouts API

Send money to bank accounts and mobile money wallets - Fincra

Sub-Accounts API

Send money to bank accounts and mobile money wallets - Fincra

Transaction Management API

Send money to bank accounts and mobile money wallets - Fincra

Wallets API

Why Fincra?

Simple & Convenient

Simple & Convenient

We provide our all-in-one payment solution for businesses to optimize its services. Perform transactions with ease and provide your customers with a better payment experience.

Reliable & Seamless

Reliable & Seamless

Our secure infrastructure is designed to make integrations and transactions as seamless as possible with no delays.

Availability & Speed

Availability & Speed

Complete transactions without delay and full access to our payments platform and APIs.

Competitive Advantage
  • Integrated platform for major cross-border payments and for service optimization via APIs to create a customized and fully automated solution.

    Integrated platform for major cross-border payments and for service optimization via APIs to create a customized and fully automated solution.

  • Deep knowledge of emerging market currencies.

    Deep knowledge of emerging market currencies.

  • Fast collections, payouts and settlement in different currencies.

    Fast collections, payouts and settlement in different currencies.

  • Transparent, volume based pricing.

    Transparent, volume based pricing.

  • Bespoke cross-border payments solutions for fintechs, financial institutions and global businesses.

    Bespoke cross-border payments solutions for fintechs, financial institutions and global businesses.

Safety and security guaranteed

  • We take security seriously at Fincra. All funds are safe and can be accessed for transactions at any time.

    We take security seriously at Fincra. All funds are safe and can be accessed for transactions at any time.

  • World-class security and encryption to protect all data from any form of fraud.

    World-class security and encryption to protect all data from any form of fraud.

  • We establish and adhere to AML/CFT policies, and we have an in-house compliance team that conducts periodic audits and consistently implements industry security benchmarks.

    We establish and adhere to AML/CFT policies, and we have an in-house compliance team that conducts periodic audits and consistently implements industry security benchmarks.

Safety and security guaranteed - Fincra

You'll be in great company.

We are trusted by these global businesses and more.

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Ready to get started?

Join Businesses scaling growth with Fincra.

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