Receive international payments from Africa, Europe, US and UK using local virtual accounts.

We offer virtual accounts in EUR, GBP, and NGN for payment collection and seamless settlement, regardless of where your business is located.

Pay with Fincra - Fincra accept payments
Virtual Accounts

Use local accounts to collect international payments with no hidden fees. You can also provide local accounts to your customers via an easy-to-integrate API.

This works just like a regular bank account and can be used to receive payments from customers for services provided.

Send money to bank accounts and mobile money wallets - Fincra
Receive payments with named virtual accounts

Receive payments with named virtual accounts

Collect payments in EUR, GBP, and NGN with your virtual accounts without leaving your current location and avoid unfavorable rates.

Fund your wallet with your virtual accounts

Fund your wallet with your virtual accounts

Fund your Fincra wallet with your virtual accounts in EUR, GBP, and NGN to make seamless payouts to your customers, individuals, and businesses with no hidden fees.

Issue virtual accounts via API

Issue virtual accounts via API

Integrate our virtual accounts API to provide individual accounts to your customers, making it easy for them to receive international payments.

Benefits

Seamless payment collection

Seamless payment collection

Get local named accounts to collect funds in EUR, GBP, and NGN without the headaches of international banking. Anyone can pay you just like they'd pay a local business in Europe & UK.

Seamless payout

Seamless payout

Fund your wallet with virtual accounts to make secure payments to your customers in Africa, Europe, US & UK.

Zero price volatility

Zero price volatility

You are not exposed to price volatility. You get the exact value of the funds you are expecting in your local currency.

Competitive rates

Competitive rates

We offer transparent, volume & risk-based pricing.

Stable API

Stable API

Individual virtual named accounts in EUR, GBP, and NGN can be issued through a simple API integration.

Security & Compliance

Security & Compliance

Payments are 100% secure and we follow AML & CFT policy and framework.

Frequently asked questions?

What is a Virtual Bank Account?toggle indicator
How is a Virtual Bank Account different from a bank account?toggle indicator
Which currencies can I get Virtual Bank Accounts in?toggle indicator
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How can I fund my Virtual Bank Account?toggle indicator
WHow do I know my funds are secure in my Virtual Bank Account?toggle indicator
Will I be charged for funding my virtual account?toggle indicator

Safety and security guaranteed

  • We take security seriously at Fincra. All funds are safe and can be accessed for transactions at any time.

    We take security seriously at Fincra. All funds are safe and can be accessed for transactions at any time.

  • World-class security and encryption to protect all data from any form of fraud.

    World-class security and encryption to protect all data from any form of fraud.

  • We establish and adhere to AML/CFT policies, and we have an in-house compliance team that conducts periodic audits and consistently implements industry security benchmarks.

    We establish and adhere to AML/CFT policies, and we have an in-house compliance team that conducts periodic audits and consistently implements industry security benchmarks.

Safety and security guaranteed - Fincra