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Simplify your customers' lives

Say goodbye to the multiple login credentials and bill payment portals. Fincra’s Utility API consolidates several service providers into a single dashboard to make bill payments easy for your customers.

Store and manage funds in one location

Integrate Fincra’s Utility API and get a wallet feature that allows you to store and manage funds in one location. This wallet will enable you to add funds, make and track payments in one place.

Enhance your POS Terminal

Add bill payment functionality to your POS applications and offer more services to customers. Adding bill payments can allow agency banking networks to offer additional services,  increase revenue and drive customer loyalty.

Seamless integration with Fincra's exceptional support

Fincra’s API allows for easy integration with your existing system. Fincra has an excellent, dedicated support team well-versed in API integration and ready to assist if you encounter any technical difficulties or have any questions.

The complete payment solution


For quick and seamless payment collection via cards, bank transfers etc., from individuals or businesses in the UK, EU, US, Nigeria and other African countries.


Easy payouts to beneficiaries across 100+ countries through any of the available payout methods.


Our Utilities API offers merchants a simple, fast and easy way to process bill payments such as airtime & data, electricity/energy payments and cable TV subscription.