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  • Virtual Account
  • Payment Link
  • Checkout
  • Direct Charge API
  • Debit/Credit Card
  • Bank Transfer
  • Mobile Money
  • PayAttitude

Create personalised payment experiences with Fincra APIs

  • Collect payments from your website/app with customizable checkout
  • Manage and review customers transactions on-the-go
  • Verify the authenticity of customers details including account numbers, BVN and more
  • Send payments to beneficiaries seamlessly

Multiple ways to collect payments from customers in NGN

  • Payment Links: Create customisable payment links that can be shared to initiate a payment.
  • Virtual Accounts: For getting paid in Naira.
  • Direct API: A direct API to build fully customised payment experience
  • Checkout: Fincra’s Checkout flow dynamically adapts to your user interface, customer’s device and location to increase conversion and optimise customer experience.

NGN Pay-In

Security and Compliance Focus

PCI DSS Level 1

Fincra is PCI DSS certified

PSSP Certified

Fincra is a licensed Payment Service Solution Provider

NDPR Certified

We abide strictly to the Nigerian Data Protection Regulation


Seamless Know Your Customer and AML checks

MSB Canada

Fincra is is a licensed Money Service Business in Canada

MFB Nigeria

Fincra was issued its Microfinance Bank license in Nigeria

ISO 27001 and 22301

We are ISO certified for 27001 and ISO 22301

EMI License

Agents of EMIs in UK & all of EU