Skip to main content

Get transparent pricing that works for your business

We offer transparent, volume & risk-based pricing on our product offering

Pay-In (NGN)

Checkout

1.4% capped at ₦2,000

Accept payments via cards, bank transfers, and Pay Attitude

Virtual Accounts

1% capped at ₦1,000

Accept payments using virtual accounts from any of our partner banks

Pay-Out (NGN)

Bank Account

₦10 - ₦50

Between ₦5,000 and below is ₦10, Between ₦5,001 and ₦50,000 costs ₦25, with a ₦50 flat fee for all other amounts

Mobile Wallet

₦10 - ₦50

Between ₦5,000 and below is ₦10, Between ₦5,001 and ₦50,000 costs ₦25, with a ₦50 flat fee for all other amounts

Terminals

Top Wise MP35P

₦70,000

Android terminal, touch screen, has keypad, bluetooth, NFC, sim card enabled

Horizon K11

₦85,000

Full Touchscreen with no keypad, bluetooth, NFC, sim card enabled

Urovo T1

₦85,000

Full Touchscreen with no keypad, bluetooth, NFC, sim card enabled

Cards

0.5% capped at ₦1,000

Cost of card transactions using point of sale terminals

Bank Transfer

0.5% capped at ₦1,000

Cost of pay with transfer using terminals

Agency Banking

Terminal Management System

Free

Fully white-labelled platform for managing POS terminals at scale

Agency Banking platform

Free

White-labelled platform for carrying out all Agency Banking activities and Agent KYC

Card Withdrawal (Cash Out)

0.4% capped at ₦50

Cost for card withdrawal transactions

Airtime Vending

MTN

2.50%

Airtel

2.50%

Glo

3.80%

9mobile

3.50%

Bill Payment

Dstv/Gotv

1%

Startimes

2.5%

Ikeja Electric (IEDC)

1%

Eko Electric (EKEDC)

1%

Abuja Electric

1% capped at ₦1,200

Jos Electric (JEDC)

0.8%

Ibadan Electric

0.5% capped at ₦1,500

Port Harcourt Electric (PHEDC)

1.3%

Kano Electric (KEDCO)

1.3%

Enugu Electric (EEDC)

1.5% capped at ₦3,000

Kaduna Electric (KEDC)

1.10%

Spectranet

1%

Smile

3%

Swift

0.8%

LCC

0.8%

FRSC

₦50

NIS

₦120

NIS Code

₦70

WAEC

3%

Note: Commissions are paid for airtime purchases & bill payments. There are no fees charged for utilizing these services

Pay-In (GHS)

Local Cards

2.90%

Accept payments via cards

MTN

2.30%

Accept payments using MTN

Vodafone

2.30%

Accept payments using Vodafone

AirtelTigo

2.30%

Accept payments using AirtelTigo

Pay-Out (GHS)

Mobile Money

8 GHS

Seamless pay out into supported mobile money wallets

Bank

10 GHS

Payout to a bank account
Custom pricing available for companies with large payment volumes
Contact Sales

Pay-In (KES)

Local Cards

3.50%

Accept payments via cards

Mpesa

70 KES

Mpesa Pay-Ins between 1 and 5,000 KES

Mpesa

2.50%

Mpesa Pay-Ins between 1 and 5,000KES

Airtel

2.50%

Accept payments using Airtel

Local Pay-Out (KES)

Mobile Money (Mpesa)

100 KES

Seamless pay out via Mpesa

Bank

100 KES

Payout to a bank account
Custom pricing available for companies with large payment volumes
Contact Sales

Pay-In (UGX)

Local Cards

3.50%

Accept payments via cards

Mobile Money (MTN, Airtel)

2.50%

Pay-Ins via Mobile Money (MTN, Airtel)

Local Pay-Out (UGX)

Mobile Money (MTN, Airtel)

1,993 UGX

Seamless pay out to Mobile Money (MTN, Airtel)

Bank

2,500 UGX

Payout to a bank account
Custom pricing available for companies with large payment volumes
Contact Sales

Multicurrency Virtual Account Pricing

Number of Accounts

Monthly Minimum Fee

0 - 2,000 accounts
$2,000
2,001 - 5,000 accounts
$5,000
5,001 accounts and above
Contact Sales

Multicurrency Account Issuance

Individual Multicurrency Virtual Account: Free

Corporate Multicurrency Virtual Account: $3

FX Conversion within the wallets

0.5% FX Fees on Majors

1.0% FX Markup

Multicurrency Fees for Incoming Payments

USD Only

All Currencies

SWIFT - 1% + $45
SWIFT (All 12 currencies including USD) - 0.5% + $45
ACH - 1% + $5
ACH - 0.5% + $10
SEPA - 1% + 5 EUR
SEPA – 0.5% + 10 EUR
Faster Payments – 1% + 5 GBP
Faster Payments – 0.5% + 10 GBP

Custom pricing available for companies with large payment volumes

Fee for Payout from Multicurrency Virtual Account

USD Only

All Currencies

SWIFT (USD Only) - 1% + $45
SWIFT (All currencies) - 0.5% + $45
ACH - 1% + $5
ACH - 0.5% + $10
SEPA - 1% + 5 EUR
SEPA – 0.5% + 10 EUR
Faster Payments – 1% + 5 GBP
Faster Payments – 0.5% + 10 GBP

Custom pricing available for companies with large payment volumes

Multicurrency Payouts

Country

Delivery Method

Currency

Fee

Australia
Swift
AUD
0.5% + $45
Austria
Bank Account
EUR
0.5% + 5 EUR
Belgium
Bank Account
EUR
0.5% + 5 EUR
Benin
Mobile Wallet
XOF
$3
Botswana
Mobile Wallet
BWP
$3
Bulgaria
Bank Account
EUR
0.5% + 5 EUR
Burundi
Mobile Wallet
BIF
$3
Canada
Swift
CAD
0.5% + $45
Cameroon
Mobile Wallet
XAF
$3
Central Africa Republic
Mobile Wallet
XAF
$3
Congo Brazzaville
Mobile Wallet
XAF
$3
Congo DR
Mobile Wallet
USD
$3
Cote d'Ivoire
Mobile Wallet
XOF
$3
Croatia
Swift
HRK
0.5% + $45
Croatia
Bank Account
EUR
0.5% + 5 EUR
Cyprus
Bank Account
EUR
0.5% + 5 EUR
Czech Republic
Bank Account
EUR
0.5% + 5 EUR
Czech Republic
Swift
CZK
0.5% + $45
Denmark
Swift
DKK
0.5% + $45
Denmark
Bank Account
EUR
0.5% + 5 EUR
Estonia
Bank Account
EUR
0.5% + 5 EUR
Eswatini
Mobile Wallet
SZL
$3
Ethiopia
Mobile Wallet
ETB
$3
Finland
Bank Account
EUR
0.5% + 5 EUR
France
Bank Account
EUR
0.5% + 5 EUR
Gabon
Mobile Wallet
XAF
$3
Gambia
Mobile Wallet
GMD
$3
Germany
Bank Account
EUR
0.5% + 5 EUR
Ghana
Bank Account
GHS
$3
Ghana
Mobile Wallet
GHS
$3
Greece
Bank Account
EUR
0.5% + 5 EUR
Hong Kong
Swift
HKD
0.5% + $45
Hungary
Swift
HUF
0.5% + $45
Hungary
Bank Account
EUR
0.5% + 5 EUR
Ireland
Bank Account
EUR
0.5% + 5 EUR
Italy
Bank Account
EUR
0.5% + 5 EUR
Kenya
Bank Account
KES
$3
Kenya
Mobile Wallet
KES
$3
Latvia
Bank Account
EUR
0.5% + 5 EUR
Lithuania
Bank Account
EUR
0.5% + 5 EUR
Luxembourg
Bank Account
EUR
0.5% + 5 EUR
Madagascar
Mobile Wallet
MGA
$3
Malawi
Mobile Wallet
MWK
$3
Malta
Bank Account
EUR
0.5% + 5 EUR
Mexico
Swift
MXN
0.5% + $45
Morocco
Mobile Wallet
MAD
$3
Mozambique
Mobile Wallet
MZN
$3
Netherlands
Bank Account
EUR
0.5% + 5 EUR
New Zealand
Swift
NZD
0.5% + $45
Niger
Mobile Wallet
XOF
$3
Nigeria
Bank Account, Cash Pickup (IMTO)
USD
$3
Norway
Swift
NOK
0.5% + $45
Poland
Bank Account
EUR
0.5% + 5 EUR
Poland
Swift
PLN
0.5% + $45
Portugal
Bank Account
EUR
0.5% + 5 EUR
Romania
Bank Account
EUR
0.5% + 5 EUR
Romania
Swift
RON
0.5% + $45
Rwanda
Mobile Wallet
RWF
$3
Saudi Arabia
Swift
SAR
0.5% + $45
Senegal
Mobile Wallet
XOF
$3
Sierra Leone
Mobile Wallet
SLL
$3
Slovakia
Bank Account
EUR
0.5% + 5 EUR
South Sudanese
Mobile Wallet
SSP
Singapore
Swift
SGD
0.5% + $45
South Africa
Swift
ZAR
0.5% + $45
Spain
Bank Account
EUR
0.5% + 5 EUR
Sweden
Bank Account
EUR
0.5% + 5 EUR
Sweden
Swift
SEK
0.5% + $45
Switzerland
Swift
CHF
0.5% + $45
Tanzania
Swift
TZS
0.5% + $45
Turkey
Swift
TRY
0.5% + $45
Uganda
Mobile Wallet
UGX
$3
United Kingdom
Faster Payment
UGX
0.5% + 5 GBP
United Kingdom
Swift
GBP
0.5% + 45 GBP
United Arab Emirates
Bank Account
AED
0.5% + $45
Zambia
Mobile Wallet
ZMW
$3
Zimbabwe
Mobile Wallet
USD
$3

USD Multicurrency Payouts

Country

Delivery Method

Currency

Fee

Aland Islands
Swift
USD
0.5% + $45
Andorra
Swift
USD
0.5% + $45
Australia
Swift
USD
0.5% + $45
Austria
Swift
USD
0.5% + $45
Belgium
Swift
USD
0.5% + $45
Canada
Swift
USD
0.5% + $45
Denmark
Swift
USD
0.5% + $45
Faroe Islands
Swift
USD
0.5% + $45
Finland
Swift
USD
0.5% + $45
France
Swift
USD
0.5% + $45
Germany
Swift
USD
0.5% + $45
Greenland
Swift
USD
0.5% + $45
Ireland
Swift
USD
0.5% + $45
Italy
Swift
USD
0.5% + $45
Luxembourg
Swift
USD
0.5% + $45
New Zealand
Swift
USD
0.5% + $45
Norway
Swift
USD
0.5% + $45
Portugal
Swift
USD
0.5% + $45
San Marino
Swift
USD
0.5% + $45
Singapore
Swift
USD
0.5% + $45
Slovenia
Swift
USD
0.5% + $45
Spain
Swift
USD
0.5% + $45
Sweden
Swift
USD
0.5% + $45
Switzerland
Swift
USD
0.5% + $45
United Kingdom
Swift
USD
0.5% + $45
Bulgaria
Swift
USD
0.5% + $45
Bahrain
Swift
USD
0.5% + $45
Antigua & Barbuda
Swift
USD
0.5% + $45
Arguilla
Swift
USD
0.5% + $45
Chile
Swift
USD
0.5% + $45
Chinese Taipei
Swift
USD
0.5% + $45
Christmas Islands
Swift
USD
0.5% + $45
Cocos Islands
Swift
USD
0.5% + $45
Costa Rica
Swift
USD
0.5% + $45
Croatia
Swift
USD
0.5% + $45
Cyprus
Swift
USD
0.5% + $45
Czech Republic
Swift
USD
0.5% + $45
Falkland Islands
Swift
USD
0.5% + $45
Estonia
Swift
USD
0.5% + $45
French Guiana
Swift
USD
0.5% + $45
French Polynesia
Swift
USD
0.5% + $45
Georgia
Swift
USD
0.5% + $45
Greece
Swift
USD
0.5% + $45
Grenada
Swift
USD
0.5% + $45
Guadeloupe
Swift
USD
0.5% + $45
Heard Island & McDonald Islands
Swift
USD
0.5% + $45
Holy See (Vatican City State)
Swift
USD
0.5% + $45
Hungary
Swift
USD
0.5% + $45
Iceland
Swift
USD
0.5% + $45
India
Swift
USD
0.5% + $45
Indonesia
Swift
USD
0.5% + $45
Israel
Swift
USD
0.5% + $45
Japan
Swift
USD
0.5% + $45
Korea (Republic)
Swift
USD
0.5% + $45
Latvia
Swift
USD
0.5% + $45
Lithuania
Swift
USD
0.5% + $45
Macedonai (FYR)
Swift
USD
0.5% + $45
Malaysia
Swift
USD
0.5% + $45
Malta
Swift
USD
0.5% + $45
Martinique
Swift
USD
0.5% + $45
Mayotte
Swift
USD
0.5% + $45
Moldova
Swift
USD
0.5% + $45
Montenegro
Swift
USD
0.5% + $45
Netherlands
Swift
USD
0.5% + $45
New Caledonia
Swift
USD
0.5% + $45
Norfolk Island
Swift
USD
0.5% + $45
Peru
Swift
USD
0.5% + $45
Pitcairn
Swift
USD
0.5% + $45
Poland
Swift
USD
0.5% + $45
Qatar
Swift
USD
0.5% + $45
Reunion Island
Swift
USD
0.5% + $45
Romania
Swift
USD
0.5% + $45
Saint Barthelemy
Swift
USD
0.5% + $45
Saint Martin
Swift
USD
0.5% + $45
Saint Pierre and Miquelon
Swift
USD
0.5% + $45
South Africa
Swift
USD
0.5% + $45
Slovak Republic
Swift
USD
0.5% + $45
Saudi Arabia
Swift
USD
0.5% + $45
St Vincent and the Grenadines
Swift
USD
0.5% + $45
Tokelau
Swift
USD
0.5% + $45
Uruguay
Swift
USD
0.5% + $45
United States of America
Swift
USD
0.5% + $45
United Arab Emirates
Swift
USD
0.5% + $45
Turks and Caicos
Swift
USD
0.5% + $45

Ready to Get Started?

Create an account instantly and start accepting payments. You can also contact us to design a custom package for your business.

Create Account
Contact Sales

Products

Developers

Use Cases

Resources

Company

Support

© 2024 Fincra

Terms & Conditions

Privacy Policy

Information Security Policy

IMS Policy

Close Menu