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Build with Fincra

Virtual Account APIs

To create and issue virtual accounts in EUR, GBP & NGN for receiving payments.

Pay-Out (Transfer) API

To make cross-currency and single-currency Pay-Outs.

Quote generation API

To get real-time Pay-Out rates for all supported currencies.

Conversion API

To make currency conversions in supported currencies.

Transactions API

To manage all customer transactions.

Balance APIs

To manage wallet balances.

Beneficiaries

To manage frequent recipients.

Identity Verification API

This allows you to quickly validate and verify your customers' identities.

Wallet as a Service

Allow your customers to make payments online

Build with Fincra

Make your platform standout

Security and Compliance Focus

PCI DSS Level 1

Fincra is PCI DSS certified

PSSP Certified

Fincra is a licensed Payment Service Solution Provider

NDPR Certified

We abide strictly to the Nigerian Data Protection Regulation

KYC and AML

Seamless Know Your Customer and AML checks

MSB Canada

Fincra is is a licensed Money Service Business in Canada

MFB Nigeria

Fincra was issued its Microfinance Bank license in Nigeria

ISO 27001 and 22301

We are ISO certified for 27001 and ISO 22301

EMI License

Agents of EMIs in UK & all of EU

The complete payment solution

Pay-In

For quick and seamless payment collection via cards, bank transfers etc., from individuals or businesses in the UK, EU, US, Nigeria and other African countries.

Pay-Out

Easy payouts to beneficiaries across 100+ countries through any of the available payout methods.

Utilities

Our Utilities API offers merchants a simple, fast and easy way to process bill payments such as airtime & data, electricity/energy payments and cable TV subscription.