Generate a GHS Virtual Account from your Fincra Dashboard or via API.
Collect Ghana Cedi Payments with GHS Virtual Accounts
Collect bank transfers and MoMo payments through dedicated GHS Virtual Accounts. Payments are automatically identified and credited to your GHS wallet.
Fincra’s GHS Virtual Accounts enable businesses to collect Ghana Cedi payments through dedicated bank account numbers. Every incoming transfer is automatically identified and credited to your GHS wallet in real time, eliminating manual reconciliation and simplifying collections.
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How It Works
Getting started with GHS Virtual Accounts is simple.
Share the Account Details
Assign the dedicated account number to your customer.
Receive a Payment
Your customer pays via bank transfer or Mobile Money (MoMo) using the assigned GHS Virtual Account.
Automatic Payment Detection
Fincra automatically identifies the incoming payment and matches it to the correct virtual account.
Instant Wallet Credit
Once the payment is received, the funds are automatically credited to your GHS wallet with no manual reconciliation required.
Why GHS Virtual Accounts?
Built for businesses collecting Ghana Cedi payments. Generate dedicated virtual accounts, automate reconciliation, and simplify collections from your Dashboard or API.
Ready to Automate Your GHS Collections?
Create dedicated GHS Virtual Accounts, simplify payment collection, and eliminate manual reconciliation.
Frequently asked questions
What is a GHS Virtual Account?
It is a unique Ghana Cedi account number assigned to a merchant through Fincra. Customers can use it to make bank transfer or Mobile Money (MoMo) payments. Fincra automatically identifies every payment and credits it to the merchant’s GHS wallet.
Which currency is supported?
Ghana Cedi (GHS).
How do I create a GHS Virtual Account?
You can request and create virtual accounts directly from your Fincra Dashboard or through the Fincra API.
Can I create multiple GHS Virtual Accounts?
Yes. You can create multiple virtual accounts under a single merchant profile and assign each one to a different customer or payment use case.
Security and Compliance Focus
Fincra operates with the highest level of security and compliance required of a payments infrastructure.
PCI DSS Level 1
Fincra is PCI DSS certified
PSSP Certified
Fincra is a licensed Payment Service Solution Provider
NDPR Certified
We abide strictly to the Nigerian Data Protection Regulation
KYC and AML
Seamless Know Your Customer and AML checks
MSB Canada
Fincra is is a licensed Money Service Business in Canada
MFB Nigeria
Fincra was issued its Microfinance Bank license in Nigeria
