Collect payments anywhere, anytime
Our payment gateway helps businesses to easily collect payments with low fees and no hidden charges. You can save costs when you accept payments with Fincra.

Payment solutions for every business
Growing a business isn’t easy, but we’ve got your back. Fincra helps businesses of all sizes and types, from retail, e-commerce, marketing, hospitality, travel agencies, consulting, and service sectors, process payments quickly and securely.

For every business, every customer
Fincra’s versatile Pay-In caters to businesses of all kinds, ensuring that your customers can pay you with their preferred methods, from Payment Links to Virtual Accounts and Checkout, to ensure complete customer satisfaction.
With Fincra, your customers can pay you with a secure payment gateway via;
- Debit/Credit Cards
- Bank Transfers
- M-Pesa
- Mobile Money
- PayAttitude
Payment gateway to global commerce
Whether you need to collect recurring subscription fees or sell one-time items, Fincra Checkout makes it easy to accept payments from anywhere in the world and in various currencies—quick and secure card payments in NGN and USD.
Sell to anyone, anywhere
Our Multicurrency Accounts enable businesses to reach global markets and collect payments in multiple currencies via Virtual Accounts without hidden charges. Receive payments in USD, GBP and EUR.
Send payments with Fincra Pay-out
- Local and International Bank Transfer
- Mobile Money Transfer
- Fincra Balance to Balance transfer
- Cash pick-ups (Coming soon)
Receive payment from anywhere on the internet
With no code required, you can create easy payment links, share the link with your customers wherever they are and collect payments online without a website. Customers can pay you via cards, bank transfers or PayAttitude.
We’ve done the heavy lifting of connecting different banks, wallets, currencies, currency conversion services & payment methods, so you can connect your financial world with one API.
Our APIs give you access to all the resources you need to carry out seamless payment activities from your app, including creating and maintaining virtual accounts in available currencies, making payouts to different beneficiaries, and receiving payments across several channels and methods.
Checkout API
Converting one currency to another is quick, easy, and seamless using Fincra.
Virtual Account API
Converting one currency to another is quick, easy, and seamless using Fincra.
Pay-Out API
Converting one currency to another is quick, easy, and seamless using Fincra.
Conversions API
Converting one currency to another is quick, easy, and seamless using Fincra.
Why Fincra?
Fincra provides payment solutions to accept payments securely, make payouts globally and scale your business across borders.
Payment infrastructure for global scale
Millions of API Requests Monthly
Our infrastructure handles millions of API requests monthly
50+ Currencies
Fincra supports transactions in USD, EUR, GBP, KES, NGN, GHS and many more
99.95% Uptime
Service uptime since January 2022 with month on month consistency
40+ Countries
Get paid like a local with local payment channels in more than 40 countries