Fincra helps businesses accept payments anywhere, anytime
Collect online and offline across Africa and globally. Send payments to anyone, anywhere.
An all in one payment solution for businesses
Businesses of all sizes and types, from e-commerce platforms to travel and hospitality companies- use Fincra to process online and offline payments quickly and securely.Â
New
Fast, easy-to-use and fully optimised Fincra Checkout
Delight your customers with the different payment methods available via Fincra Checkout. Customers can pay with a card, bank transfer, mobile money, PayAttitude and more.
Easy payments for all businesses
Optimise customer experience and increase retention by making payment easy and reducing wait time for faster conversion. Fincra Pay-In solutions provide different payment methods from Payment Links, Virtual Accounts, a seamless checkout experience and more to your customers
- Cards
- Transfer
- M-Pesa
- Mobile Money
- POS Terminal
- Pay Attitude
An easier way to make transfers
Send payouts automatically to business partners and suppliers with a single API integration or via the Fincra merchant dashboard to over 150 countries across Africa, Europe, South Asia, South America and the rest of the world with 40+ currencies
Agency Banking as a Service
Fincra provides fully functional APIs, SDKs and licenced white-labelled platforms for businesses to jumpstart their branchless expansion strategy and accelerate financial inclusion.
- Card withdrawals
- Deposits
- Transfers
- Utility payments
- Instant settlement
Get paid globally using Virtual Accounts
Create limitless NUBAN-compliant Virtual Accounts for your business-in NGN for your Nigerian customers and in GBP, EUR and USD to sell to anyone anywhere in the world.
Reduce customer wait time for in-person transactions
Our merchant collection solutions provide businesses with point of sales (POS) that offer a variety of options for payments, such as card payments, pay with transfer and cash back options.
Designed for Developers
We’ve done the heavy lifting of connecting different banks, wallets, currencies, currency conversion services & payment methods, so you can connect your financial world with one API.
Our APIs give you access to all the resources you need to carry out seamless payment activities from your app, including creating and maintaining virtual accounts in available currencies, making payouts to different beneficiaries, and receiving payments across several channels and methods.
Core Payment APIs
APIs to enable Pay-In and Pay-Outs locally and internationally
Terminal APIs
APIs and SDKs for powering point-of-sale solutions for in-person payments
Utility APIs
APIs for Airtime and Data, Bills and other Utility Payments
Conversions API
Converting one currency to another is quick, easy, and seamless using Fincra.
Why Fincra?
Fincra provides payment solutions to accept payments securely, make payouts globally and scale your business across borders.
Payment infrastructure for global scale
Millions of API Requests Monthly
Our infrastructure handles millions of API requests monthly
50+ Currencies
Fincra supports transactions in USD, EUR, GBP, KES, NGN, GHS and many more
99.95% Uptime
Service uptime since January 2022 with month on month consistency
40+ Countries
Get paid like a local with local payment channels in more than 40 countries
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