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Agency Banking as a Service

Fincra provides fully functional APIs, SDKs and licenced white-labelled platforms for businesses to jumpstart their branchless expansion strategy and accelerate financial inclusion.

Build your ideal Agency Banking platform

Use this service to provide end users with cash-in and cash-out services, bill payment services, and an ever-increasing list of Agency Banking functionality. Set up a platform to build and manage your agent network for free. 

APIs and White-labelled portals to facilitate card transactions, wallet transactions, user and Identity Management.

Perform and Manage bill and utility payments easily

Allow customers to pay their bills and utilities, airtime top-up, cash out, and fund transfers on POS. Fincra also allows customers to carry out these activities on the web where we recommend privacy for customers when doing a cash out transaction to protect themselves against fraud and theft.

Customised mobile app for businesses

Build a customised application that fits the agency banking business needs of Microfinance Banks, fintechs, super agents and aggregators; make it searchable and seen on digital mobile stores for agents to download and use.



White-labelled platform and APIs for:

  • Withdrawals
  • Deposits
  • Transfers
  • Airtime and Data
  • Bill Payments
  • Account Creation
  • much more